HERE IS FOR ALL OF YOU who are not buying in to the "OBAMA-CARE" program, and have no other insurance. We have been told that there is a penalty. No, there is not. For "outwards consumption", they tell us they will asses a penalty / tax if we do not participate. The Law says there is no penalty. Read what Title 42 says about this above. Also check out the "Public Law" as stated above. Do your own research, because I am not a lawyer, and I do not give legal advice.